Building Tomorrow Together

Welcome to the official Annual Report page for PECU Credit Union Co-operative Society Limited. This report offers our valued members a comprehensive overview of our operational performance, financial health, and strategic direction over the past fiscal year. In keeping with our mission to provide a range of financial services for the economic and social welfare of our members, this document serves as a testament to our commitment to transparency, accountability, and our shared cooperative principles. We invite you to review the detailed reports from the Board of Directors, various committees, and our auditors to gain a full perspective on our stewardship and the progress we have made together.

This year’s theme, “Stability, Growth, Expansion,” reflects our significant achievements and our forward-looking vision. We are proud to report a substantial increase in profitability, with profits exceeding $6 million for the 2024-2025 fiscal year, a notable improvement from the previous year. This strong performance, driven by a growing loan portfolio and the dedication of our team, has enabled the recommendation of a 4% dividend to our members. As we continue to navigate the evolving financial landscape, we remain focused on key initiatives such as our digitalization project, which is scheduled for a new launch in September 2025, and enhancing our operational capacity through strategic investments.

As we build for the future, our focus remains squarely on our vision to be a lifetime partner dedicated to improving our members’ financial and social well-being. The reports contained here detail our prudent management of assets, our commitment to developing our human capital through continuous training, and our diligent efforts to maintain a stable delinquency rate. We extend our sincere gratitude to our members, committees, management, and staff for their unwavering dedication and trust. Together, we are confident in our journey toward greater success and prosperity for the entire PECU family.