Unsure About Something

Membership & Requirements

What are the requirements to become a member?

To become a member, you need to provide:

  • 2 forms of ID
  • Job letter (must not exceed 3 months)
  • Most recent payslip
  • Utility bill (not exceeding 3 months; if not in your name, provide authorization letter and copy of the bill owner's ID)

Additionally, there is a $50 entrance fee and $20 for shares.

What is the Transunion fee for?

The $130 Transunion fee is required for loan applications and is used for credit checks and assessments as part of our loan approval process.

Shares & Savings

What are the benefits of shares?
  • Twice times borrowing power
  • Annual dividends
  • Free insurance coverage
What are the benefits of savings accounts?
  • No hidden transaction fees
  • Annual interest paid on savings
  • Quick service

Loan Products

What is a Character Loan?
  • Twice times borrowing power
  • Loan for any reason (housing, vehicle repairs, education, etc.)
  • Competitive interest rates
  • Low processing fees
What is the Credit Plus loan?
  • Easy access up to $8,000.00
  • Same day approval
  • Top up what you pay
  • Up to 12 months to repay
What are Motor Power Loans?

We offer Motor Power Loans for RORO, new vehicles, and used vehicles:

  • 10% down payment
  • 0.75% interest rate on reducing balance
  • Up to 84 months to repay
  • Low processing fees
  • Fast approval
What are your special loan offerings?

Motor Power DRIVE - New Vehicles:

  • 0% down payment
  • 0.5% interest rate on reducing balance
  • Up to 96 months to repay
  • Low processing fees
  • Fast approval

Festival Loans: Approval up to $5,000.00 for annual celebrations

Christmas Loan: Approval up to $25,000.00 with 12-month repayment period

Top 25 Loan: Approval for $25,000.00 broken into 4 parts with special terms

FIP Benefits & Mobile App

What are the FIP benefits?
  • Coverage up to six family members
  • Flexible plans
  • Lifetime coverage
What can I do with the mobile app?
  • Access accounts anywhere, anytime
  • Pay bills online
  • Top up anytime
  • Free WiFi access
  • Transfer between accounts

Leave A Comment

×