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Make Your Christmas Merry with PECU
Season of Givings

Celebrate the holidays with peace of mind and extra cheer! Enjoy our special Christmas loan offers and flexible payment plans designed to make your festive dreams come true.

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BRIGHTEN YOUR SEASON
Cash Boost

Make your holidays sparkle with extra spending power! Apply for our special Christmas loan and get the cash you need to make this season truly magical.

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Bringing Joy to Every Home
Togetherness

This Christmas, PECU celebrates the spirit of giving, caring, and community across Trinidad and Tobago.

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Bank on Your Time

Access your accounts, transfer funds, and pay bills anytime, anywhere with our secure online and mobile banking services. Your finances are at your fingertips.

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Grow Your Future with Us

Build a strong financial future with our range of savings and investment plans. From regular savings accounts to fixed deposits, we'll help your money grow.

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Your Goals Within Reach

Whether you're buying a new car, renovating your home, or funding your education, we offer competitive loan rates and flexible repayment options.

  • Founded in 1973
  • Serving Thousands of Members
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About PECUTT Credit Union

Building a Brighter Financial Future, Together.

Since 1973, PECU Credit Union has been a cornerstone of the community, dedicated to the financial empowerment of our members. As a member-owned cooperative, our focus isn't on profits, but on providing you with the personalized service, competitive rates, and trusted advice you need to achieve your life's goals.

  • Member-Owned
  • Community Focused

Our commitment is to your financial health, offering a lifetime of quality service and support to you and your family.

Personal Banking Services

From savings accounts to vehicle loans, we provide the financial tools and personal support you need to achieve your individual goals.

Business Solutions

We support local entrepreneurs and organizations with smart financial solutions, including group plans and accounts to help your business thrive.

We Offer Services to Everyone

PECUTT online calculator

Get your loan calculated easily.

Home Loan

Vehicle Loan

Education Loan

Personal Loan

Enter the figures to see your calculator

Min $1,000.00 - Max $500,000.00

Your Results

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Financing for Every Goal

Loans to Fuel Your Dreams

Competitive rates and flexible terms designed with our members in mind.

Personal Loans

From unexpected expenses to planned vacations, our personal loans provide the financial flexibility.

Vehicle Loans

Get behind the wheel of your dream car. We offer attractive rates and flexible repayment options.

Home Loans

We offer guidance and financing solutions for buying, building, or renovating your home.

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Credit Union & You

Build Your Future with PECUTT Shares

Owning shares in PECUTT is more than just a savings account; it's a share in ownership. As a member-owner, you are part of a community-focused financial cooperative. Your shares help build a strong financial future for you and your fellow members, and you benefit directly from our shared success.

  • Earn Annual Dividends

    You can earn annual dividends on your shares, making your money work for you.

  • Access to Loans

    Your shares can be used as collateral, giving you access to loans with competitive rates.

  • Insured for Your Protection

    Your shares are covered by insurance, providing you with peace of mind and security for your savings. In the event of death, these benefits are paid to your beneficiary.

Secure Your Money

We Offer Banking For Everyone

Owning shares with PECUTT is the cornerstone of a secure financial future. As a member-owner, your savings work for you and our community, building wealth through smart, cooperative investment opportunities that are protected and designed for growth.

Your Share Account

This is your primary savings account and your key…

Share Certificates (Fixed Deposits)

Maximize your earnings by investing in a Share Certificate.…

Annual Dividends

As an owner, you share in our success. Profits…

We Offer Banking For Everyone

Our News & Insights

Stay connected with the latest news, financial tips, and community updates from PECUTT. We're committed to empowering our members with the knowledge and resources they need to succeed financially.

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